The fastest way
to get a home loan.
Apply online in ten quiet minutes, and your bank, your notary and your architect work the same file from day one. Then scroll, and walk up to your front door.
Begin your applicationBanclo doesn't lend you money. It puts your bank, your notary and your architect on one platform, so your mortgage moves at your speed.
Built for speed.
to complete your application: income, ID and documents, all online, all just once.
for your completed file to land on your bank's desk: structured, verified, ready to decide on.
fully digital from first click to sanction letter. No branches, no waiting rooms, no telephone tag.
Everyone around one table.
A Maltese mortgage takes a bank, a notary, an architect, and you. Banclo gives all four the same file, the same tasks, the same view.
Your bank
Receives your complete, structured application the second you finish, then sends back its offer and digital sanction letter. The loan is always the bank's; the legwork is ours.
Your notary
Runs the searches, prepares the konvenju and schedules the final deed, with every document already on the file. No chasing copies of copies.
The architect
Uploads the valuation report straight into the application, where the bank and the notary see it the moment it lands. No envelopes, no lost reports.
You
One application, one task list, one timeline, from promise of sale to keys. Always know who has your file and what happens next.
Banclo is a platform, not a lender; your home loan is always issued by your bank.
Every door opens somewhere.
Yours is waiting. We handle the paperwork between you and it.
Six steps to your keys.
Secure participation for every party. Your data and your privacy come first, always.
Apply once, online
Income, ID and documents in ten minutes, and learn how much you could borrow from your bank.
Your bank picks up the file
Your application arrives structured and verified, so the bank can assess it and issue its offer fast.
Receive your digital sanction letter
The bank's official approval, delivered securely through the platform.
Your perit and notary join in
The valuation report is uploaded straight to the file while the notary runs the searches and prepares the konvenju; everyone sees the same documents.
Sign the final deed
The notary schedules the deed with the bank; you sign, with nothing left to chase.
Move in
Confirmation of the full transfer, and the keys are yours.
What would you pay?
Always know where you stand.
From document uploads to approval status, your dashboard shows exactly what's happening and what's next for you, your bank, your notary and your perit. No surprises, just full visibility.
Get the keys to
your new home.
A thousand documents, calls and queues between you, your bank, your notary and your perit, folded into one calm, digital journey.
Start now, it's freeBanclo facilitates the origination of your mortgage. The loan itself is issued by your bank.